Investment-linked insurance is investment-linked insurance, which mainly refers to determining the value of the policy at any time according to the investment performance of its investment fund under the premise of providing life insurance. Investment-linked insurance generally has multiple accounts, such as a profit account, a development account and a fund account. The above is the meaning of linked insurance.

Characteristics of investment-linked insurance

1, pay equal attention to security and investment and financial management: independent investment account, expert investment and financial management, and the insurance amount is not fixed;

2. Clear expenses and transparent accounts: the insurance company timely evaluates the account value, publishes the unit price on the company website or recognized media, publishes the account information every six months, and mails the policy report every year;

3. Flexible premium delivery and optional investment;

4. Profit comes from the price difference;

5. The technical professional ability of marketers needs to be very high (belonging to open-end funds in insurance).

This paper mainly writes about the meaning and related knowledge points of investment-linked insurance, and the content is for reference only.