Stocks: investing in stocks listed on the stock market to obtain income;
Bonds: bonds issued by investment companies, governments and other institutions;
Gold: investment in gold spot belongs to spot investment income is relatively low;
Foreign exchange: foreign exchange in the investment market, including commodities and currencies;
Other wealth management products: There are many wealth management products available for investors to invest in.
Financial investment is also called "securities investment". An investment activity in which an economic entity purchases financial assets such as stocks and bonds with funds in order to obtain expected returns or rights and interests. Financial investment is not only a field, but also a way, which is the product of developed market economy and credit. The earliest securities investment can be traced back to Europe in the15th century. Since 1980s, securities investment has become the most basic investment mode in western developed market economy countries. When an economic entity invests in the preservation and expansion of physical assets by issuing stocks, bonds and other securities, securities buyers become financial investors. Financial assets are holders' rights and interests and creditor's rights certificates to sellers. Financial investors get returns by holding securities and sharing the profits and equity of securities sales institutions. Because financial assets make it possible to separate the ownership and management of property, it helps to concentrate idle social funds and turn them into investment funds for substantive production. It is an important channel for mobilizing and redistributing funds, so it is the basic form of investment in developed countries.
In the early stage of capitalist development, capital owners and capital users were combined, and economic subjects generally owned the means of production and capital directly and engaged in production and consumption in person. Most investment takes the form of direct investment, that is, direct investment in capital, building factories, purchasing equipment, purchasing raw materials, and engaging in production and circulation activities. Therefore, the early concept of investment mainly refers to physical investment. With the development of capitalist productive forces and commodity economy, the separation of capital possession and capital utilization has increasingly become an important form of capital utilization. This is because, with the development of commodity economy and the continuous expansion of capitalist investment scale, the capital strength of a single capitalist is increasingly difficult to meet the huge capital demand of the ever-expanding investment scale, and it is urgent to raise investment funds beyond its own capital range from the society. Therefore, the bank credit system developed rapidly, and the joint-stock economy came into being. Bank credit, issuing stocks and bonds are increasingly becoming important sources of investment funds.
Therefore, financial investment has also become an important part of modern investment concept. Moreover, with the development and perfection of modern financial market, the importance of financial investment has become increasingly prominent, so the concept of modern investment mainly refers to financial investment. In the investment works of western academic circles, investment actually refers to financial investment, especially securities investment.