The social security contributions paid by individuals cannot be used to receive maternity benefits.

If you pay social security yourself, there will be no maternity allowance.

If you pay social security yourself and want to receive maternity benefits, you must find a payment company, which means that the maternity insurance must be paid by the company before it can take effect.

Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with national regulations. Employees shall not pay maternity insurance premiums.

During maternity leave, the salary paid by the company and the maternity allowance issued by the Social Security Bureau cannot be enjoyed at the same time.

Social security application process: 1. Prepare the account opening information and go to the local Social Security Bureau to open an account. Generally, you can find the Social Security Bureau account opening service window.

The required documents include: 1 copy of business license (with official seal), 1 copy of organization code certificate (with official seal), 1 copy of the front and back of the legal representative’s ID card (with official seal), bank account opening

1 copy of the license (with official seal) and 2 social insurance registration forms; submit all the above information to the Social Security Bureau. After the staff of the Social Security Bureau enters the information into the system, a social insurance registration certificate will be issued on site; 2. Go to the Social Security Bureau

Get the employee social security declaration and verification form.

Fill out the social insurance participating unit personnel registration form, have the company's legal person sign it, then stamp both forms with the company's official seal, and take it to the Social Security Bureau's approval window. The staff will give you the social insurance premium declaration and approval form; 3. Go to the local tax

The bureau exchanges tax payment documents.

After you get the social security fee declaration and assessment form and go to the local tax bureau, it seems that you can pay directly in cash, swipe your card, or go to ICBC to pay.

The social insurance premium declaration and assessment form has 2 copies. The first copy with the official seal should be taken to the local tax bureau in exchange for a tax payment certificate, and the second copy should be kept for yourself.

If your company is newly established and has not been registered with the local tax bureau, you cannot exchange it for a tax payment certificate now. You need to complete the registration process according to the process before you can exchange it. You must first register for tax, and then register for social security; 4. Go to the company to open an account.

Bank payment.

When going to the bank where the company opens an account, you need to present the tax payment letter to make the payment.

You need to find out which set of seals the company has left at the bank where it opened its account. After you find out, you can first stamp the seal on the tax payment form. If you are not sure what seal to put on it, you can take the set of company seals to the bank.

Yes, the bank will return the first copy of the tax payment form to you in the end.

To sum up, there is no maternity allowance if you pay social security yourself.

Because you can’t pay for maternity insurance by paying social security yourself, you can’t pay for unemployment insurance either.

If you pay social security yourself and want to receive maternity benefits, you must find a payment company, which means that the maternity insurance must be paid by the company before it can take effect.

Legal basis: Article 53 of the "Social Insurance Law of the People's Republic of China" states that employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with national regulations. Employees shall not pay maternity insurance premiums.

Article 54 If the employer has paid maternity insurance premiums, its employees shall enjoy maternity insurance benefits; the unemployed spouses of employees shall enjoy maternity medical expense benefits in accordance with national regulations.

The required funds are paid from the maternity insurance fund.

Maternity insurance benefits include maternity medical expenses and maternity allowances.