When buying a fund, many people's eyes are on whether they can make money and how much money they will lose. Did you buy the fund with 100, thank you 100? Did the fund buy 100 and earn the most 100? The following small series brought a fund of 100. Thank you 100. I hope you like it.
Reason 1: The investment targets of funds are different.
According to the different investment targets, the risks and benefits of funds will be different. Generally speaking, funds are divided into money funds, bond funds, mixed funds, index funds, stock funds and so on.
Among them, the Monetary Fund mainly invests in cash, bank deposits with a maturity of less than 1 year (including 1 year), bond repurchase, central bank bills, interbank deposit certificates, bonds with a remaining maturity of less than 397 days (including 397 days), debt financing instruments of non-financial enterprises, asset-backed securities, etc.
Judging from the investment target, although the money fund does not guarantee the principal and interest, the possibility of losing money by buying 100 yuan is very small, almost impossible, and the probability of making money is relatively high. However, if the purchase amount is 100 yuan, it is still possible to earn a few dollars a year, and the possibility of doubling it is basically not great.
Bond funds mainly invest in bonds, so the risk is higher than that of money funds, but the possibility of loss is very small. If the purchase amount is 100 yuan, it will generally earn much more than the money fund, but because the investment direction is bonds, it is still possible to earn more than ten yuan a year.
And high-risk funds such as hybrid funds, index funds and equity funds. In fact, there is the possibility of serious losses. It is also possible for some funds to lose 50% a year, but the possibility of losing money is relatively small. If the market is better, it is ok to double the annual income. So if you buy 100 yuan, the fund will not only earn 100 yuan, mainly because
Reason two: the fund will be liquidated if it loses money to a certain extent.
If the fund loses money to a certain extent, it will be liquidated, and the liquidation will distribute the remaining funds to investors.
What are the skills for stocks to do band?
First, grasp the rhythm and intervene on dips. Only the stocks whose main trends are upward and in the upward channel are selected for band operation, and the stocks whose important trends are obviously in the downward channel are ignored to take risks. The best choice to buy stocks is to intervene as soon as the main trend is good and the inflection point of the middle upward trend just appears, and sell as soon as the main trend is blocked.
Second, pay attention to rotation and select stocks. Investors only buy and hold stocks that have just started at the bottom and just left the bottom area. Stocks whose share price doubles in a short period of time should not participate in principle. The main force of the stock will only start to rise sharply after it is fully pulled up and washed, so investors should never participate in uncertain stocks that have just begun to adjust.
Third, enough is enough and sell on rallies. The so-called stock band is the difference between the high price and low price of a stock in a certain period of time. Whether it is a bull market or a bear market, the stock market has such opportunities. But market opportunities are always provided to investors who are quick-witted and correct in judgment. These people are good at grasping bands. When the stock market has not released the upward stocks continuously, it is a rational choice to sell against the top.