As a financial management method, fund is an investment method with higher stability and value preservation compared with stocks and foreign exchange, and its final income is slightly higher than that of insurance and bank deposits. The most basic investment concept is long-term holding and stable small-scale investment return. The long-term holding here is not in months, but in years. QDII is different from other stock or bond types and closed types. Because its main investment market is overseas channels. In the last three months, due to the impact of American subprime mortgage on the global financial market, QFII, which focuses on the international market, has been indirectly led. This is normal. The market fluctuates. The best attitude is to save a current account. Looking back in a few years, the income is ok and should be satisfied.

We should realize the difference between it and other domestic fund varieties or other fund varieties in China.

When you are a stock of all countries, the financial market has skyrocketed for two consecutive years like domestic A shares. You see, although 5438+00 was adjusted twice on May 30 and June this year, on the whole, almost all fund companies and varieties that mainly invest in the domestic market have made a lot of money. Some even have a maximum profit of over 100%. How terrible!

In foreign countries, the holders and fund managers will laugh at any fund whose annual income is 15%.

Due to the particularity of China stock market and financial market, many funds inevitably lead people to operate and operate in a speculative way, which is very undesirable.

Furthermore, we analyze that the fund management company you hold is Huaxia Securities.

Huaxia ~ Company is one of the oldest companies in China, with a long history of development and good market analysis and capital operation.

Since I bought this fund, I must first tell myself that QDII will never make more money than other funds that invest in the domestic market, even compared with closed-end funds, because the international market is more linked and volatile.

Moreover, Huaxia is a stranger to this variety, and the experience of foreign investment is definitely not sufficient. It takes a long time to be familiar with the laws of the international market. It should be understood as a long-term ailment. In addition, it should be considered that compared with other fund companies and fund varieties that issue QDII in China in the future, Huaxia will be one step ahead, with more natural experience and efforts. After 3-5 years.

Third, the most taboo of financial investment is "greed". People often lose more because of greed and desire. Because of the psychological gap before and after, their mood or life fluctuates.

The so-called "contented people are happy" and the so-called "taking the right way" are suitable for investment and financial management.

According to the current fluctuation of domestic stock market, my suggestion is that this branch of China should be regarded as a survival period. In addition, you can invest in closed-end fund varieties, choose established companies, have a medium-sized issuance scale, and have a positive and stable fund investment manager, all of which should be considered.

You can choose a fixed investment every month, even if it is a few hundred dollars. A year later, it will give you many surprises. This method is a way to cultivate people to manage money and cherish money, which fully embodies the practical significance of "accumulating thousands of miles".

Specific varieties can be directly searched for domestic fund variety rating analysis in 2007. Coupled with the consideration of the company background, there are basically only a few. Pick any one.