What should I do if I buy a closed-end fund and need money urgently?

There is a certain closing period for closed-end funds. During the closing period, investors cannot control subscriptions and withdrawals. Therefore, if investors buy closed-end funds during the closing period, even if they need money urgently, they will not be able to withdraw it. They must wait until the closing period.

After the deadline, the redemption operation can then be carried out.

During the closed period, it may bring certain profits to investors, and it may also bring certain damages to investors. The analysis must be carried out in light of the actual situation.

During the closed period, the fund will release the net value of the fund unit once a week. If the net value of the fund unit is less than the investor's subscription, the investor may lose money. If the net value of the fund unit is higher than the investor's subscription, the investor may make a profit.

, In addition, during the closed period, some stock funds have dividends.

It should be noted that during the closed period, the ups and downs of market trends can bring greater risks to stock funds. When choosing closed-end funds, investors should try to buy those private equity funds whose managers have good historical sales performance and have great potential.

of stock funds.

Can I still get a loan to buy a house after I just applied for a credit card?

Generally speaking, you can get a loan to buy a house if you have just submitted a credit card.

The reason is that the act of applying for a credit card may only affect some aspects of the review of the loan to buy a house. Note that it is only indirect. It does not mean that the loan to buy a house explicitly stipulates that you cannot apply for a credit card. It does not completely deny that it means you have just applied.

There is also the possibility of using a credit card to get a loan to buy a house.

Credit cards further affect the loan to buy a house: 1. Overdue credit card repayments, overdue loans are reported to the central bank's personal credit report, leaving a negative information record on the personal credit report, and loans to buy a house require good personal credit reports, which in turn affects the loan to buy a house.

2. If the credit card consumption amount is exactly the down payment amount for buying a house, then the effect of the credit card just submitted will make people suspicious, and it will be suspected that the lender cannot even afford the down payment for the house, let alone subsequent repayments on time.

Therefore, the loan to buy a house failed.

These situations are risky for the lending bank. If the lending bank's financing capacity is relatively low, the review and approval of the loan to buy a house may indeed be affected, but it cannot be said that if a lending bank

If you have strong financing ability, you can accept this situation and still be able to get a loan to buy a house.

You have just submitted a credit card but if the following conditions apply: 1. The application has not been activated and only this credit card account is shown on your personal credit report, then for a loan to buy a house, you will neither increase your debt nor repay the loan.

It will not affect your personal credit if it is overdue. Of course, you can get a loan to buy a house.

2. Credit card transactions are used, but the monthly loan repayment date is all paid in one go, and the personal credit record is good. It is beneficial for borrowing money to buy a house, and can help the lending bank better judge a person's personality.

Credit activity behavior.

Therefore, you cannot determine what you have just submitted a credit card. What matters is the behavior of using the credit card after submitting the credit card, which is the key to determining the loan to buy a house, such as the debt status of the credit card, whether the credit card is overdue, etc.