Online lending is an innovative online lending platform, which is deeply loved by young people. Internet finance is simple, fair and transparent, which makes it easy for young people without financial knowledge to get started; Secondly, the stable time limit and income enable the younger generation to have time to study Internet finance and improve their knowledge structure while increasing their income. Since 214, the number of young people has increased rapidly in the wealth management industry, especially in the online loan wealth management industry. Whether it is lending or investing, there are a large number of post-8 s and post-9 s figures in major online lending platforms. In addition to their advanced financial management concepts, it also lies in their recognition and love for the financial management methods of online lending platforms, especially platforms that dare to innovate like Nomibao, which are highly recognized by young investors.