The fund belongs to venture capital. If it is urgent, some people will be confused. For example, can funds be used as collateral? Is it legal to buy a fund with a loan? Is it legal to buy a fund with a loan? Let's take a look, hoping to bring some reference.

Can the fund be used as collateral?

Generally speaking, a fund is an asset that can be mortgaged, but it should be noted that it may not be mortgaged everywhere, depending on the regulations of various institutions. If it is stipulated that it can be mortgaged, it can be mortgaged. If not, it won't work. It depends.

It should be noted that if it is an open-end fund, it can be redeemed directly without mortgage, but after redemption, the fund will not pay immediately, only after the fund confirms its share. Under normal circumstances, it will be sent in a few days, and it will be extended a little when it comes to Saturday, Sunday and holidays.

Is it legal to buy a fund with a loan?

It is illegal to borrow money to buy funds, because the regulatory authorities clearly stipulate that bank credit funds are not allowed to flow into the securities market in violation of regulations. If it is discovered by the bank, it will recover the loan and cancel the installment business of other loans or credit cards under this user name. It is necessary to immediately settle the amortized installment principal and installment fee of the remaining installments.

So in general, this is not recommended. Doing so is risky and bad for your own reputation. Secondly, the fund is a kind of venture capital. If the fund market is not good and there is a loss, it will be even worse, and the loan money will also be lost, which will put more and more pressure on yourself. So when investing, you must be rational. It is not recommended to borrow money to buy funds. This is not good.

Seize the stocks with continuous daily limit.

In the mid-line stock picking skills, if you want to make a medium-long line layout, you must look at the current market situation. You can refer to the annual line (250 antennas) and semi-annual line (120 antennas) of the market index. If the trend is above the annual line and the semi-annual line, it means that it is not a bear market at present. In the face of national policies, investors should not be lucky enough to grab the rebound or choose to buy people, but should wait and see to clear their positions. If the stock market rises sharply, it is necessary to follow the trend and hold shares in the medium term.

Mid-line stock selection should be comprehensively analyzed from six aspects: K-line shape, technical index, relative price, company fundamentals, market trend and stock theme. We should give up some stocks with high P/E ratio and prices much higher than their intrinsic values.

As for how to seize the stocks with continuous daily limit? The initial share price rose by more than 6%; Must be "heavy"; The greater the increase, the stronger the trend and the more favorable it is. Among the key conditions of daily limit, the opening price is 2-3 points higher and the opening price is not more than 2 points lower. The decline process cannot be heavy, and the heavy volume is suspected of shipping; The closing price is near yesterday's closing price, so it is best not to form a gap.