1. You can first determine your risk tolerance and choose the fund type (stock type, bond type, index type, etc.). ) according to the risk tolerance, choose the fund type before choosing a specific fund.

2. Choosing a fund should not only be bullish or bearish, but also be based on the stock market situation in the same period. The stock market goes up, the fund goes up, the stock market goes down and the fund goes down. Most funds are like this. More importantly, the stock market rose by 1%, while the fund rose by more or less 1%. This shows the investment ability of the fund.

3. Don't just look at the net value when choosing a fund, but look at the performance and risk. Looking at performance and risk depends not only on rating, but also on specific data, such as half-year return, one-year return, two-year return, benchmark index, standard deviation, alpha coefficient and so on.

4. Is it a good time to invest?

5. Fund investment doesn't have to be like stock investment, and you don't need to care too much about the change of net worth. Long-term accumulation will certainly have rich returns.

6. For long-term fund investment, it is best to choose index funds. On the one hand, index funds have a large income, and long-term fixed investment can avoid high-risk defects. Secondly, index funds will not suspend subscription, which can avoid destroying the established investment plan because a stock fund suspends subscription. Choosing a good index fund, the most important thing is to choose a good index. So you'd better know the indexes tracked by index funds first. There is no comparability in tracking index funds with different indexes. Tracking index funds with the same index, the smaller the tracking error, the better. Of course, we should also consider tracking the cost of the same index fund.