1. If the employee withdraws the balance stored in the housing provident fund account, the employer shall verify and issue the withdrawal certificate:
(1) If the applicant needs to provide a marriage certificate and a copy;
(2) identification materials. Married people need to provide ID cards and copies of husband and wife, both of which are indispensable. This applies not only to married people, but also to unmarried singles.
(3) Property ownership certificate and its copy are required. This product is aimed at people who have houses. If they don't own their own house, but rent it, they need to provide a copy of the real estate license for renting;
(4) Certificate of resignation and retirement. If retirees want to withdraw the provident fund, they need to show the retirement certificate issued by the company to the relevant departments;
(5) Bring relevant subsistence allowances, which are aimed at poor low-income groups;
2. The employee shall apply to the housing provident fund management center for the withdrawal of housing provident fund with the withdrawal certificate;
3, the housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant;
4. If the withdrawal is approved, the entrusted bank shall go through the payment procedures;
5 are not allowed to withdraw the housing provident fund, to inform the applicant and explain the reasons.
Legal basis: Article 25 of the Regulations on the Administration of Housing Provident Fund.
If the employee withdraws the balance stored in the housing provident fund account, it shall be verified by the unit where he works and a certificate of withdrawal shall be issued.
Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.
The real situation: non-guaranteed floating income!