Can fund investment definitely make money?
The fixed investment of the fund can make money, but there is no guarantee that 100% will make money, depending on the actual situation of investors. Fixed investment in a fund means that investors apply to invest in a designated fund at a fixed amount on a fixed date through a fund sales organization. This period and amount can be determined by yourself. It can be a fixed investment every month 1 day, and it can be cast every week. After signing the contract, the sales organization will automatically complete the deduction and fund subscription application in the account designated by the investor on the deduction date agreed in each period.
As we all know, the fixed investment has a famous "smile curve": when the market continues to fall, if you can't stand the pain at ordinary times, you will suffer for a long time. However, with the fixed investment every month, you will not leave the market, but will continue to dilute the cost of holding positions, which will eventually lead to an increase and a successful profit.
Of course, in fact, in addition to the smile curve, there is also a sad curve: almost the opposite of the smile curve: the specific situation is probably the area near the top of the investment market, which keeps investing and raising costs during the rising period, and then ushers in a decline. Logic is just the opposite of a smile curve.
Through the smile curve and sadness curve, we can know that it is also a fixed investment operation, and when to start fixed investment may have a greater impact on investment income. According to historical experience, it is best for a fixed investment to enter the market during the period of market decline or shock, and it is not appropriate to chase high in the top area of the bull market. In addition, fixed investment requires patience and long-term investment. In the short term, losses may be caused by market fluctuations, which requires certain psychological endurance.