Details are as follows:

1. scope of medical insurance reimbursement: the expenses of psychiatric hospitalization in Wuhan Optics Valley belong to the scope of medical insurance reimbursement, which means that hospitalization expenses can be reimbursed according to a certain proportion.

2. Reimbursement ratio: According to relevant policies, the reimbursement ratio of psychiatric inpatients in Wuhan Optics Valley is generally between 80% and 90%. The specific reimbursement ratio may be different due to factors such as hospital level, severity of illness and personal situation.

3. Reimbursement process: the patient needs to pay the hospitalization expenses first, and then submit the reimbursement application to the medical insurance institution. Medical insurance institutions review the application and pay the reimbursement amount according to the prescribed proportion.

Reimbursement ratio: town health centers reimburse 60% hospitals, 40% hospitals and 30% hospitals. Psychiatric patients can generally be reimbursed for hospitalization, just like general diseases. However, the illness of mental patients must be within the scope of medical insurance, and must be diagnosed in the designated hospital of social security. Generally, the reimbursement rate of medical insurance for urban residents is above 75%, and some areas may reach above 85% due to economic level.

To sum up, the reimbursement rate of psychiatric inpatients in Wuhan Optics Valley is generally between 80% and 90%, and the specific reimbursement rate may be different due to personal circumstances, hospital level and other factors. Patients need to pay the hospitalization expenses first, and then submit an application for reimbursement to the medical insurance institution.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 28

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.