Will the risk be higher-your portfolio is all index funds, and the risk is quite high.
How to choose a fixed investment combination? -There are many funds with good performance that can be invested. However, before choosing a fund, it is best to be clear about your risk tolerance and the length of the fixed investment time, so as not to fall into the investment misunderstanding. For investors with different risk tolerance and different investment time, the choice of funds is very different.
Only the three you choose:
160706 Jiashi CSI 300 Index (LOF)
"Passive indexed investment, through strict investment discipline and quantitative risk management means, strives to control the daily average tracking error between the fund's net growth rate and the performance measurement benchmark within 0.3%, thus achieving effective tracking of the Shanghai and Shenzhen 300 Index"-This investment goal makes this fund appear radical among all fund types. But I want to remind you that you have to take high risks while enjoying high returns, so you'd better know whether you have high risk tolerance before making a choice.
Performance benchmark-"95.0% × CSI 300 Index +5.0 %× interbank deposit rate" Compared with other CSI 300 index funds, this performance benchmark shows that Harvest has set a lower profit target for its CSI 300 index funds.
Fee-subscription fee: 1.5% (fund company website direct sales discount); Management fee: 0.5%; Custody fee: 0. 1%. Redemption fee: 0.5% within 1 year, and it will be waived above 1 year. Generally speaking, the investment cost is moderate.
Performance-The rate of return (83.72%) since this year (as of 09/ 10/23) is higher than that of similar funds (6 1.54%). It shows that the yield of most of these funds this year is around 6 1.54%, and this fund is much higher than the average level, with 220 similar funds, ranking 12, ranking first. The one-year return ranks 29th among similar funds of 2 14, and the two-year return ranks 158 among similar funds of 175.
It should be noted that because the fund is an index fund, it is the stock fund that is most affected by the stock market. In the process of stock market recovery since 2009, compared with other stock funds, Harvest 300 deserves such performance. However, in the stock market decline from the end of 2007 to the beginning of 2009, it was naturally greatly affected, resulting in the poor performance of 158, which ranked 175 among similar funds. Therefore, Harvest CSI 300 should also be compared with other CSI 300 index funds. Generally speaking, Harvest CSI 300 is at the upper-middle level among all CSI 300 index funds.
1 10003 one machine 50
This is my personal experience. During June 2007 165438+20091October-April, I invested in yiji50 and Rongtong Shenzhen Stock Exchange 100.
Let me compare your income (net value as of June 14):
Rongtong Shenzhen Stock Exchange 100 earned 27.2%.
A lucky 50 returns 9.53%
That explains everything. No way, the SSE 50 index failed to live up to expectations, and you can't blame E Fund!
Now, it seems that among the existing index funds in China, the funds tracking the Shanghai and Shenzhen 300 Index and the Shenzhen 100 Index have the best returns.