Yes According to Cai Xi's survey. Com, WeChat financial management is different from change management. Although change management is also financial management, because it only invests in money funds, the risk of loss is very small, but financial management is not limited to investing in money funds. There are many ways to invest in financial management, and some risky financial management may lose the principal. There are two main types of wealth management products of Licaitong: stable products and floating income products. The "prudent financial management" in financial management is mainly some products that pursue stability. In addition to the money fund, there are regular financial management, and the general income is between 3% and 5%. The general income of brokerage financing is between 4% and 4.5%. The third and fourth types are insurance financing and corporate bond financing. These financial risks are relatively low and the possibility of losing money is relatively small. Licaitong's "advanced wealth management" is mainly high-risk wealth management products, including: hybrid funds, index funds, stock funds, FOF funds and alternative funds. High income and high risk, there is a great possibility of losing money.