Generally speaking, the greater the fund fluctuation, the more suitable it is for fixed investment financing, such as equity funds or active allocation funds. In the process of fixed investment, we need to pay attention to the following factors. The first is the fixed investment fund. Fund investment is related to many factors such as investors' income and savings ability, so investment funds should be considered comprehensively. Secondly, regarding the choice of fixed investment targets, if the investment mode of funds is a combination of regular fixed investment and one-time investment, then the number of fixed investment funds should generally not be too much. The third is the fixed investment cycle. Most working-class people take the monthly investment cycle and transfer part of their income directly to the current investment account. But if your income cycle is long, you can also set it to bimonthly or quarterly.
Because fixed investment is a relatively conservative investment method, it has some shortcomings, such as bad timing. Although fixed investment can solve the problem of buying at a high point, it is generally a long-term investment and automatic deduction, which makes investors not know enough about the overall situation of the market. When facing the appearance, it is often difficult to choose a suitable opportunity to get a higher rate of return. In addition, it is not suitable for short-term operation, and the compound interest efficiency of fixed investment will generally be more obvious after long-term investment, so if the investment time is short, it will generally not produce considerable income.
Therefore, everyone can make a reasonable investment according to their actual situation, economic ability and income structure, and choose the way to maximize the income as much as possible. Of course, the greater the income, the greater the risk, so reasonable investment is very important.