Investors should analyze the reasons for the continuous decline of funds, whether the overall market environment is bad or the level of fund managers is not high. If the whole market environment is not good, don't worry, just wait patiently for the market to pick up. If it is the reason of the fund manager, then it is recommended to redeem the fund and change to an excellent fund manager.

Fund broadly refers to a certain amount of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations.