1. The biggest impact of changing the fund of Yu 'ebao on investors is that it will cause investors to lose their income in a certain period. Under normal circumstances, the fund income of 1-4 days will be lost, mainly depending on the time for investors to change funds.

2. The share of general Yu 'ebao wealth management is confirmed on T+ 1 day, and the specific income will be paid to the personal account on T+2. It is necessary to wait for the fund to confirm the share before calculating the income, so the exchange fund loses some income.

3. However, the fund change of Yu 'ebao needs to meet certain conditions. It is required that Yu 'ebao has not switched the Yu 'ebao fund within two trading days before the same day, and no Yu 'ebao has been transferred out normally. Although the switching fund of Yu 'ebao has brought some fund losses to investors, it is helpful to switch funds regularly according to the fund's situation with the decline of Yu 'ebao's income.