Is there a big difference between OTC funds and OTC funds? Is the on-site handling fee lower? Recently, many readers have paid attention to this topic. Bian Xiao shared some related knowledge with you based on his years of experience. If you have different opinions, please discuss them in the comments section.

In recent years, with the development of financial market, on-site funds and off-site funds have become the investment targets of investors. What's the difference between OTC funds and OTC funds? Is the on-site handling fee really lower than that in other places? This paper will elaborate on this in detail.

Let's first look at the definitions of OTC funds and OTC funds. On-site funds refer to funds listed and traded on the stock exchange. Their trading method is similar to that of stocks, and they can buy and sell in real time during trading hours. OTC funds are not listed on the stock exchange and can only be purchased and redeemed through fund companies or sales organizations.

Let's look at the difference between the two. Trading methods are different. OTC funds are traded in a way similar to stocks, which can be bought and sold in real time during trading hours, while OTC funds can only be purchased and redeemed at fund companies or sales organizations. The trading price of on-site funds will change in real time, and the trading price of off-site funds is determined after daily net value calculation. The subscription, redemption and handling fees of the two are also different.

Let's discuss whether the on-site handling fee is really lower than that in other places. Generally speaking, the handling fee of on-site funds is indeed lower than that of off-site funds, but this is not the case in all cases. For some OTC funds, due to their small liquidity, the transaction cost will increase accordingly, so the handling fee may be higher than that of OTC funds. For some OTC funds, due to the large scale, the subscription and redemption fees will be reduced accordingly, even lower than those of OTC funds.

On-site funds and off-site funds have their own advantages and disadvantages, and investors should choose according to their own needs and actual conditions. At the same time, the handling fee also needs specific analysis and cannot be generalized.

It is very necessary for investors to understand and master the differences between OTC funds and OTC funds. When choosing investment products, it is necessary to comprehensively consider various factors, including transaction mode, transaction price, subscription, redemption and handling fee, so as to better manage investment.