Huaxia Wally Currency is a monetary fund, which can be found in Alipay. The seven-day annualization of this fund is probably higher than that of Yu 'ebao. So, is Huaxia Wally coin safe? The following is a brief analysis, please see below.

Is Huaxia Wally coin safe?

First of all, from the perspective of risk level

According to the product information, the risk level of Huaxia Walley currency is "low risk", which is similar to baby financial management and has a low risk of loss.

Second, from the historical experience.

Huaxia Wally currency belongs to the monetary fund. The money fund has never lost money in history, but the expected income fluctuates every day. Even in the worst case, the money fund only has a low expected return, and the principal will not lose money, just like the current Yu 'ebao, so the risk is still quite low.

Third, from the perspective of fund size.

By the end of 20 18, the currency management scale of Guolian' an was about 1 100 million yuan. This amount is very small for the money fund, and it can't continue to earn excessive expected returns, but it is much higher than the red line of fund liquidation of 50 million, and the risk of fund liquidation is very low.

Fourth, from the investment direction.

Huaxia Wally currency mainly invests in bank bonds and bank deposit certificates. The credit rating of bank bonds is very high, and there is basically no default. Huaxia Wally currency is likely to get back the principal and interest. The security of bank deposits is also very high, so the security of Huaxia Wally currency is relatively high.

Well, the introduction of Huaxia Wally Coin is over, and I hope it will help everyone. Generally speaking, the principal risk of this fund is still very low, and the expected return is also good. Those who do not meet the expected income of Yu 'ebao can be properly considered.