Everyone buys wealth management just to make money, but everyone knows that it is not easy to make money. Any investment behavior is risky. The higher the risk, the higher the income. Naturally, we should invest according to our abilities. If you are short of funds and tend to be conservative, then buy bank wealth management products, which are the same as bank deposits, but with higher returns. If you want to have higher income, you can try funds, money funds and debt bases. Your wealth products are still relatively complete, depending on your needs.