The money in the medical insurance card mainly comes from individual and employer contributions.

The details are as follows: 1. Individual payment: According to the medical insurance policy, individuals need to pay medical insurance premiums according to a certain proportion.

These expenses will be included in the medical insurance fund, and part of them will be transferred to the personal medical insurance account to form the personal account balance in the medical insurance card.

The amount of individual contributions is usually related to the individual's salary income or social security contribution base.

2. Employer contributions: For current employees, employers will also pay medical insurance premiums according to the prescribed proportion.

This part of the cost will also be included in the medical insurance fund, and part of it will be transferred to the personal medical insurance account to increase the personal account balance in the medical insurance card.

The proportion and amount of employer contributions are usually related to the employee's salary and local health insurance policies.

3. Government subsidies: In some cases, the government will subsidize medical insurance funds to increase the scale and security capabilities of the medical insurance funds.

These subsidy funds may also be transferred to personal medical insurance accounts to increase the personal account balance in the medical insurance card.

Things to note when using a medical insurance card: 1. Cash withdrawal is prohibited. Any unit or individual shall not violate the usage scope and requirements of the medical insurance card, and cash withdrawal is strictly prohibited.

2. In some provinces and cities, the medical insurance card can be used by the whole family. In some provinces and cities, such as Zhejiang Province and Guangzhou City, the balance of the medical insurance personal account over the years can be used to pay for the medical security of the spouses, children, parents and other close relatives of the employees' basic medical insurance participants.

expenses to achieve mutual financial assistance among family members.

3. Medical insurance will not pay for medical treatment at non-designated medical institutions or drug purchases at non-designated retail pharmacies (except for emergencies) under the following circumstances: Self-injury caused by fighting, drug abuse, or other illegal activities: Due to alcoholism, suicide, self-mutilation, etc.

Treatment: Injuries caused by traffic accidents, medical accidents or other liability accidents: and situations where the individual should pay for it according to national or local regulations.

To sum up, the money in the medical insurance card mainly comes from individual and employer contributions, as well as possible government subsidies.

These funds are used to pay medical expenses that comply with medical insurance regulations and protect individuals' medical rights.

Legal basis: Article 2 of the "Social Insurance Law of the People's Republic of China" The state establishes basic pension insurance, basic medical insurance, work-related injury insurance, unemployment insurance, maternity insurance and other social insurance systems to protect citizens in the event of old age, illness, work-related injury,

The right to obtain material assistance from the state and society in accordance with the law in cases of unemployment, childbirth, etc.