Legal analysis: The insured person should have the employer or individual bring relevant information to the person within one year starting from the month after delivery or after the cumulative participation in the insurance for 12 months (if the cumulative participation in the maternity insurance is less than 12 months at the time of childbirth or termination of pregnancy)

The social fund center department handles sporadic reimbursement procedures for maternity allowances.

1. If an on-the-job employee gives birth, the employer shall handle the application procedures (during the employee’s maternity leave, if the employer fails to advance the maternity allowance due to objective reasons such as revoking its business license, ordering to close or revoke it, or without justifiable reasons, the employee himself may apply for the maternity allowance during the maternity leave).

Within one year after the end of the period, apply directly to the central department of the Human Resources and Social Security Fund for disbursement of maternity allowance); 2. If the medical expenses for hospital delivery of urban and rural residents or flexible employment personnel cannot be settled on-site at the medical institution, the application procedures shall be handled by individuals.

Legal basis: "Social Insurance Law of the People's Republic of China" Article 2 The state establishes basic pension insurance, basic medical insurance, work-related injury insurance, unemployment insurance, maternity insurance and other social insurance systems to protect citizens in the event of old age, illness, work-related injury,

The right to obtain material assistance from the state and society in accordance with the law in cases of unemployment, childbirth, etc.