1, deed tax, the first suite area below 90 square meters shall be levied at 1% of the house price, and the first suite area above 90 square meters shall be levied at 1.5% of the house price; The second suite with an area of less than 90 square meters is levied at 1%, and the second suite with an area of more than 90 square meters is levied at 2%. (The second suite in the north, Guangzhou and Shenzhen area is levied according to the standard of 3%, and the special policies of individual regions are not excluded).

2. Housing maintenance fund, the payment standard is as follows: local policies are different, generally 2-3% of the purchase price. Generally, it is handed over to the developer before delivery, and the developer gives it to the Housing Authority. After unified occupancy, it will be managed by the owners' committee for large-scale maintenance such as roof waterproofing, elevator overhaul and external wall.

3. Mortgage fee and mortgage registration fee: ordinary residence in 80 yuan and non-ordinary residence in 550 yuan shall be paid to the Housing Authority. Insurance premium: most banks require insurance. Insurance premium = total house price × rate (generally lower than 0.06% for different insurance companies) × loan period, which is paid to insurance companies in one lump sum.