If you have two funds at the same time, one is making money and the other is losing money, and you are in urgent need of cash and need to sell one of them, which one would you choose to sell?

I believe that most investors will choose to sell the profitable one. After all, the fund that has made money can wait for the loss, and when it returns to its capital, it will only be a floating loss.

this way of thinking is in line with human nature. Regardless of whether it is right to sell the fund that makes money and keep the fund that loses money, in the actual transaction process, it is of course not decided by which fund makes money now, but by the future space and value of the fund. What do you think?

Look at the fund manager. The fund manager is the soul of a fund. Can the fund manager decide where the funds of this fund will be finally invested? Choosing an active fund is choosing a fund manager, which is absolutely true. Depending on the historical performance, investment style and risk control ability of the fund manager, we can make an auxiliary judgment through the data of historical rate of return, maximum withdrawal rate, volatility and other indicators.

depending on the fund's position and asset allocation, what the fund buys determines how much money the fund can earn. We should pay attention to whether the fund investment sector has long-term investment value and conforms to the future development trend.

At the same time, a loss-making fund is not bound to have a good result if it insists on holding it. If there is a huge change in the market of a fund, for example, it will be very difficult to recover its capital. Maybe you can choose to stop loss and invest in other funds to make up for the loss from other funds.

don't decide to sell or keep the fund simply from the current earnings performance, but look at the future potential of the fund.