Fund redemption means that investors sell their fund shares in order to obtain corresponding investment income or principal. However, if investors want to redeem the fund, is it more important to look at the net worth or the rate of return? This is a widely concerned issue, and this paper will analyze it from many angles.

First of all, look at the redemption timing. If investors intend to redeem the fund in a short time, they should pay more attention to the net value. Because the fund net value reflects the change of the fund net asset value, and the fund net value is calculated according to the net value calculation formula. Therefore, if the net value of the fund rises, investors can redeem the fund when the stock price rises, thus obtaining higher returns.

Second, look at personal investment risk preferences. If investors have a high risk appetite, then they tend to pay more attention to the rate of return. Because in high-risk and high-yield funds, investors often get higher returns. However, investors should also pay attention to the ability of fund managers and the quality of funds when choosing high-risk funds.

Third, look at the type of fund. According to different types of funds, investors need to pay attention to different factors when redeeming. For money funds and bond funds, investors are more concerned about the net value of funds, because the fluctuation range of these two funds is relatively small, and the preservation and appreciation are relatively stable. For stock funds and hybrid funds, investors tend to pay more attention to fund returns, because the stocks of these two funds are more volatile and have higher requirements for the timing of stock trading.

In addition to the above factors, investors should also pay attention to management fees, redemption fees and other factors when redeeming funds. When choosing a fund, investors should also pay attention to the position distribution of the fund and the performance of the fund manager.

To sum up, when redeeming the fund, investors need to pay attention to both the net value of the fund and the return on investment. Investors need to choose the right fund according to their investment risk preference and fund type, and at the same time, they need to pay attention to management fees, redemption fees and other factors.