law
Article 20 of the Regulations of People's Republic of China (PRC) Municipality on the Management of Housing Provident Fund shall pay the housing provident fund in full and on time, and shall not pay it overdue or underpaid. Units that have difficulties in depositing housing provident fund shall be discussed and approved by the workers' congress or trade union of the unit and audited by the housing provident fund management center.
skill
The above answer is only for the current information combined with my understanding of the law, please refer carefully!
If you still have questions about this issue, I suggest you sort out relevant information and communicate with professionals in detail.