There are many reasons why the medical insurance card is frozen. The following are two common phenomena:
1. Due to repeated enrollment, there are two accounts. Due to the frequent turnover of personnel, the insured employees often go through the insurance formalities in multiple units, and the managers of each unit are not very familiar with it, which leads to repeated insurance and two accounts, so that the insured employees will have two or more medical insurance cards in their hands, which leads to the inability to use them normally. In fact, every time the insured employees go to a new unit for employment, they must inform the person in charge of the unit about their participation, or entrust others to check their medical insurance status at the medical insurance center first. The window staff of the medical insurance center will inform them of the corresponding treatment according to everyone's situation to avoid freezing caused by repeated participation.
2, the unit or individual arrears. With the improvement of the system, when the unit fails to pay the medical insurance fund to the tax department or the medical insurance center in time, the municipal medical insurance center will freeze the medical insurance cards of the employees of the unit; When an individual fails to pay off the medical insurance fund for the next year in time before the end of the year, his card will also be frozen and cannot be used.
Legal basis:
Provisions of the Supreme People's Court on the Seal-up, Seizure and Freezing of Property in Civil Execution by People's Courts.
Article 21 The property of the person subjected to execution shall be sealed up, detained or frozen to the extent that it is sufficient to pay off the amount of creditor's rights and execution expenses determined in legal documents. If the amount obviously exceeds the standard, it shall not be sealed up, detained or frozen. If it is found that the amount exceeding the target amount has been sealed up, seized or frozen, the people's court shall, upon the application of the person subjected to execution or ex officio, promptly lift the sealing up, seizure and freezing of part of the property exceeding the target amount, except that the property is inseparable and the person subjected to execution has no other property available for execution or other property is insufficient to pay off debts.
Article 33 If a financial institution unfreezes the funds frozen by the people's court without authorization and the frozen funds are transferred, the people's court has the right to order it to recover the transferred funds within a time limit. If it is not recovered within the time limit, it shall be ruled that the financial institution shall bear the compulsory execution responsibility to the applicant with its own property within the scope of the transferred funds.
Article 37 If the relevant unit pays the income of the person subjected to execution to the person subjected to execution or other people without authorization after receiving the notice of assistance from the people's court, the people's court has the right to order him to recover it within a time limit; If it fails to recover within the time limit, it shall be ruled that it shall be responsible for the application executor within the amount paid.
Article 487 of the Supreme People's Court's Interpretation on the Application of the Civil Procedure Law of People's Republic of China (PRC) stipulates that the time limit for the people's court to freeze the bank deposits of the person subjected to execution shall not exceed one year, the time limit for sealing up or distraining movable property shall not exceed two years, and the time limit for sealing up immovable property and freezing other property rights shall not exceed three years. Where the person subjected to execution applies for an extension of the time limit, the people's court shall go through the formalities of continuing the seizure, seizure and freezing before the expiration of the time limit, and the extension period shall not exceed the time limit specified in the preceding paragraph. The people's court may also handle the formalities of continued sealing up, seizure and freezing ex officio.