Buy a house in someone else's name and then transfer it to me. Can I use my provident fund loan? How much is the transfer fee?

You can't use your provident fund loan to buy a house in his name, but you can use your provident fund when the house is transferred to your name. The transfer fee is the same as the general trading process. The deed tax is 1% below 9 square meters, 1.5% between 9 and 14 square meters, 3% above 14 square meters, 2% tax on the difference, and 5.6% business tax. It is not cost-effective to transfer the ownership, so it is better to buy it yourself.

Is it the same for the transfer of second-hand houses in Changchun, the renaming fees for commercial loans and provident fund loans?

Not the same. Transfer fees is the same, the interest rate of provident fund is lower than that of commercial loans. Changchun, known as Xidu and Chaachong in ancient times, is a prefecture-level city, a provincial capital, a sub-provincial city and a core city of Harbin-Changzhou urban agglomeration under the jurisdiction of Jilin Province, and one of the central cities in northeast China confirmed by the State Council.

Is the provident fund in transfer fees higher than commercial loans?

No.

the transfer tax is not directly related to the payment method. House transfer fees is to pay 1% of the money for house purchase, which is deed tax; The same is true for income tax; Then the handling fee is paid according to 6/ flat of the house; Property registration fee 8; The housing appraisal fee is .5% of the appraisal amount. These combinations are the fees that need to be paid, and these are the house transfer fees.

the buyers and sellers of real estate put into use in accordance with the provisions on house transfer and transfer shall sign a contract for the sale of real estate. The text of the contract may be a model text formulated by the Housing and Land Administration Bureau or a self-made contract. If a self-made contract is used, the parties concerned shall entrust a legal service agency recognized by the Municipal Real Estate Bureau to conduct pre-trial before applying for transfer, and the legal service agency shall put forward pre-trial qualified opinions on the self-made contract that meets the requirements. After accepting the transfer application, the city, district and county real estate transaction management institutions should review the application materials provided by the buyers and sellers.

Let's stop here for the introduction of transfer fees, a provident fund loan.