Calculation formula of expected return of fund
To understand the calculation method of expected return of stock funds, we must first know the calculation method of expected return of funds, and there is a fixed formula:
Expected return of fund = fund share (net value of fund share on redemption date-net value of fund share on subscription date)-redemption fee.
Fund share = (subscription amount-subscription rate of subscription amount) the net value of fund share on that day.
Redemption fee = redemption rate of fund unit net value on redemption date of redemption share.
Calculation method of stock fund
After understanding the calculation formula of the expected return of the fund, then the calculation formula of the expected return of the stock fund we brought in is as follows:
Expected return of stock fund = share of stock fund * net value difference of stock fund-redemption fee of stock fund
In order to explain the problem clearly and express the contents of the above formula in a popular way, let's take an example: if you buy a stock fund 1000 yuan, the net value on the day of subscription is 1, the net value is 1.5, and the subscription rate of stock funds is 1.5% (now many fund companies are 0. The expected return of equity funds is:
Share of stock funds purchased = (1000-1000 *1.5%)/1= 985.
Redemption fee =985* 1.5*0.5%=7.3875.
The expected return of stock funds = 985 * (1.5-1)-7.3875 = 485.1125.
So if you invest 1 0,000 yuan, the net value is as mentioned above, and the expected return is 485. 1 125. Note: No matter the purchase or redemption, the handling fee is calculated according to the amount.
The above is how to calculate the expected return of stock funds, I hope it will help you. Warm reminder, financial management is risky and investment needs to be cautious.