Hello, my friend. After all, regular savings are safe, but the interest rate is very low. Now the price increase is above 10% every year, especially the food price. Since I don't want to miss the monthly expenses of 500 yuan, I might as well participate in the fund's fixed investment. If you don't want to vote, you can cancel at any time.

Recommended consideration: Dacheng CSI 300 (565,438+09300) and Jianxin Steady Profit Increase (530,008). Dacheng CSI 300 (5 19300) is an index fund, which can be subscribed by the back-end charging mode, that is to say, it can be subscribed for free now, and the subscription fee will be charged when the fund is redeemed in the future. Moreover, Dacheng CSI 300 (5 19300) fund has been held for more than 3 years, which means that it is completely free of subscription fee and redemption fee, which means that more funds can be bought with the same money. CCB's profit increased steadily (530008). This fund is a bond fund, which basically has nothing to do with the stock market and has low income risk. It belongs to the type of safety and security. This fund not only does not charge subscription fees, but also has a low redemption rate. Hold the Fund for less than 30 days, and the redemption rate is 0.1%; Holding the fund for more than 30 days (including 30 days), the redemption fee is zero, and the transaction cost advantage is great.

Suggested portfolio: Dacheng CSI 300 200 yuan per month, CCB steadily increased its profits in 300 yuan per month, and conservative bond funds accounted for 60% of the investment. This 3:2 combination is relatively safe and can be considered.