then some people will say that your medical insurance costs are rising every year, and you feel that you can't afford it. In fact, there are many reasons for this increase in medical insurance costs. First of all, with the economic development, the use of new drugs and new medical technologies and other reasons, medical costs and medical prices are also rising. In order to adapt to the price increase of medical services, medical expenses are also rising, and the reimbursement expenses of medical insurance are also rising. Secondly, our level of protection and treatment is constantly improving. In the past, when the new rural cooperative medical system was guaranteed for 1 yuan for one year, the level of guarantee was only a few hundred yuan for hospitalization and only 1 yuan or 2 yuan for outpatient service. It can be said that this kind of guarantee is very inadequate and cannot meet the people's medical security needs. But now, with the increase of payment, the medical insurance fund pool is more abundant than before, and the medical insurance fund runs more smoothly and the guarantee is more adequate. Both the rising amount of reimbursement and the expanding scope of reimbursement have brought tangible dividends to the people. In recent years, the national medical insurance department has made a lot of reforms, and the medical insurance benefits for residents are getting better and better: there are more and more drugs in the medical insurance catalogue, and even many clinically necessary and expensive innovative drugs can be reimbursed; Diabetes and hypertension expenses can be reimbursed by more than half through medical insurance; Outpatient service security has also been gradually improved, and some special diseases and chronic diseases can also be reimbursed by outpatient service; The reimbursement rate of many major diseases is much higher than the original; The deductible has been lowered, and the reimbursement rate has increased ..... At present, the proportion of hospitalization expenses paid within the scope of residents' medical insurance policy has increased to about 7%. The scope of medical insurance for residents is also expanding, and the number has increased from more than 1,5 to more than 2,8. The improvement of these security benefits needs a substantial fund pool to support it. The expenditure on residents' medical insurance rose from only 67.5 billion yuan in 212 to 929.637 billion yuan in 221, an increase of more than 13 times, which can be said to be completely taken from the people.