The reverse repurchase of government bonds is essentially a short-term loan, that is, individuals lend their own funds through the government bond repurchase market to obtain fixed interest income; The repurchase party, that is, the borrower obtains the loan with his own national debt as collateral, and repays the principal and interest after maturity. Generally speaking, it is to lend money through the national debt repurchase market, which is actually a short-term loan, that is, you lend money to others and get fixed interest; Others use national debt as collateral to repay the principal and interest at maturity. Reverse repurchase is super safe, equivalent to national debt.
Advantages of reverse repurchase of national debt:
1. Good security, low risk, similar to short-term loans, supervised by the stock exchange, and there is no situation that funds cannot be returned;
2. The yield is high, especially when the funds are tight at the end of the month, and the annualized income is as high as 57%;
3. Convenient operation, one-click operation directly in the opened account, and the due funds will be automatically received without asking;
4. Good liquidity. Funds are automatically received, which can be used to make wealth management products such as stocks and lock in income at any time;
5. The handling fee is low. The handling fee is calculated according to the number of operating days. If it is 654.38+million, one day of reverse repurchase is 1-2 yuan, two days is 2-4 yuan, and so on.