Is Chang 'an coin a safe?
First of all, from the perspective of risk level
The Alipay page shows that the risk level of Chang 'an Currency A is "low risk", and it is unlikely that losses will occur.
Second, from the historical experience.
Chang 'an Currency A is a monetary fund. Similar products have never lost money in history, but the expected income fluctuates. The worst case after buying is that the expected income is reduced a little (refer to the expected income change of Yu 'ebao), and the principal is still very safe.
Third, from the perspective of fund size.
By the end of 20 18, the management scale of Chang 'an Currency A is about 1 100 million yuan. Such a scale is quite small for the money fund and has no competitive advantage. However, the fund has not touched the red line of liquidation, and it is expected that its scale will be expanded after Alipay goes online.
Fourth, from the investment direction.
As a monetary fund, Chang 'an Currency A mainly invests in short-term bonds, bank deposits and other assets. The short-term bonds here are mainly bank bonds, government bonds and central bank bills. These bonds have high credit rating and low default risk, so the security of money funds can be assured.
Fifth, from the historical performance.
Changan Currency A was founded on 20 13, and its performance in recent years is not bad. The average annualized rate in the past two years is much higher than that of Yu 'ebao. Judging from the similar rankings, the performance of Chang 'an Currency A is in the middle and upper reaches, and its long-term performance is not bad.
Ok, the introduction of Chang 'an Currency A is over, I hope it will help you. Generally speaking, this is a good cargo base with low risk. You can try this if you don't reach the expected income of Yu 'ebao.