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Why do stock funds and money go to work at night?
Because the evening is also trading time, and it is also trading time in the American market.

Funds that invest in money market financial products.

The money fund is a fund that invests in financial products in the money market, and its investment instruments have a term of less than one year. Monetary fund assets mainly invest in short-term monetary instruments, such as government bonds, central bank bills, commercial bills, bank time deposit certificates, government short-term bonds, corporate bonds, interbank deposits and other short-term securities.