judging from the most basic level of rural areas in China, the current payment is still in five grades: 1 yuan, 2 yuan, 3 yuan, 4 yuan and 5 yuan, while the annual subsidies given by the state are 3 yuan, 4 yuan, 5 yuan, 6 yuan and 7 yuan respectively. According to the current reality, the minimum amount of national basic subsidy for the elderly over 6 years old is 55 yuan/month, which is also the current level in most rural areas. According to the above data, if the 6-year-old man pays the old-age insurance according to 1 yuan/year, the monthly fee he can receive now is 55+(15+45)÷139=69 yuan; If you pay the old-age insurance according to 5 yuan/year, the monthly fee you can get now is 55+(75+15)÷139=116.5 yuan.

Second, the rural basic pension

Most farmers in China have no habit of paying insurance money because of their low income level. Even so, the state will still pay a fixed pension to the rural elderly. This pension is completely free, as long as people over 6 years old can receive it. This basic fixed pension is generally between 75 yuan and 1 yuan. In most areas, the payment standard is 75 yuan per month, which has subsidized more than 8 yuan in the past year!

from the above data, it is not difficult to see that the pension received by the rural elderly will vary greatly according to the amount paid, but basically it is between 6 yuan and 1 yuan per month.

rural old-age insurance, men aged 6 or above, pay back the old-age insurance for 15 years in one lump sum, with a total amount of 94,428 yuan, and receive a monthly pension of 1,3 yuan after paying back.

Rural old-age insurance:

Generally, the insured objects are agriculture and population in rural areas whose registered permanent residence is not supplied with commodity grain by the state, and workers in rural agriculture, business and other industries, including employees of township enterprises, private teachers, township recruitment cadres and workers, all participate in the unified rural social old-age insurance. Regardless of gender and occupation, those who are 2 to 6 years old and under 2 years old can also be insured according to their economic affordability and future pension needs.

Rights and interests of the insured:

If the insured dies during the payment period, the individual shall pay all the principal and interest and return them to his legal heir or designated beneficiary;

the insured receives a pension with a guarantee period of ten years. If a person dies after receiving a pension for less than ten years, the pension balance during the guarantee period can be inherited. If there is no heir or designated beneficiary, the funeral expenses shall be paid according to the relevant provisions of the rural social endowment insurance management institution. If the recipient has lived for more than ten years, the pension will be paid until he dies;

the insured person moves from the county (city) to other places. If the rural social endowment insurance system has not been established in the place where you move in, you can refund all the principal and interest paid by your individual to me; The applicant can transfer the insurance relationship (including funds) to a new insurance track, or return all the principal and interest paid by the individual.

Payment period:

According to the new policy, the payment period for people under 45 years old must be more than 15 years, while for people aged 45-59, there is no minimum payment period, only annual payment is required, and they can only receive a monthly pension when they are 6 years old. (Total personal account for 15 years /139 months) =248 yuan. In this policy, the unit contribution of government subsidies corresponding to the basic old-age insurance for urban workers is fair, and the sociality of social old-age insurance is also reflected.

1. How much is the farmer's pension for 6 years old in January

The farmer's pension for 6 years old in January is about 12 yuan to several hundred yuan, which is mainly related to the payment grade and the insured area.

according to relevant laws and regulations, all rural elderly people over 6 years old can receive farmers' pensions, and the basic pensions paid to rural elderly people generally vary from 75 yuan to 1 yuan, and the basic pensions in different regions are different. If the insured pays in 1 yuan every year according to the lowest payment grade, the farmers' pension for 6 years old is about one hundred yuan in January, and if the insured pays in 1 yuan every year according to the higher payment grade, the farmers' pension for 6 years old is about several hundred yuan in January.

second, how is the farmer's pension calculated

the calculation formula of farmer's pension is basic pension+personal account pension.

among them, the basic pension is the basic treatment given to the elderly over 6 years old in rural areas in China. From a national perspective, the basic pension varies from region to region, reaching about 1 yuan in inland provinces and cities and 2 to 3 yuan in economically developed coastal cities, and it will be adjusted once a year, increasing by several yuan or more each time.

The personal account pension is mainly determined by factors such as personal payment grade and payment period. The higher the personal payment grade, the higher the subsidy given by China, and the longer the payment period, the higher the personal account pension.

legal basis:

full text of the social insurance law of the people's Republic of China

article 12 the employer shall pay the basic old-age insurance premium in proportion to the total wages of its employees as stipulated by the state and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium according to the proportion of their wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premium in accordance with state regulations and record it in the basic old-age insurance pooling fund and individual account respectively.