First, is the purchase of funds calculated according to the net value of the day? T-day purchase fund is calculated according to the net value of T-day, but T-day is two different concepts. T-day refers to the trading day of the fund, that is, Monday to Friday except weekends and legal holidays. The calculation of T-day is bounded by the closing time of the story, that is, the operation before trading day 15:00 can be regarded as T-day, and the operation after 15:00 can be regarded as T+ 1. The standard for determining the operation time is the payment completion time. So many times, the purchase of funds is based on the net value of the day, but there are exceptions.
For example: 1, 65438+February 30th (Monday) 15:00, the net value of the fund is calculated according to the net value of 65438+February 30th; 2. After Monday 15:00 on February 30th and before Tuesday 12 and 3 1, the net value of the fund shall be calculated according to the net value of 12 and 3 1; 3. If the payment is successful after 65438+February 3 1 (Tuesday) 15:00, the net value of the fund will be calculated as 65438+1 October 2, and New Year's Day 65438+ 10/is legal.
Two. When was the net redemption value of the fund calculated?
The calculation method of fund redemption net value is similar to that of fund subscription. If the fund is sold on T-day, the fund company will calculate the net value on T-day. For example, if the fund is redeemed after February 3 1 day (Tuesday) 15:00, the net redemption value of the fund is calculated as1October 2, and the redemption confirmation date is 65438+1October 3. The above information about whether the purchase fund is calculated according to the net value of the day, I hope it will help everyone. Warm reminder, financial management is risky and investment needs to be cautious.
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The net value of the fund on the day is calculated according to the fluctuation of assets on the trading day. Calculation formula: net value of fund unit = (fund assets-fund liabilities)/total number of fund shares. Total assets refer to the total assets of the fund, including stocks, bonds, bank deposits and other securities.
When buying a fund, users should pay attention to which assets the funds raised by the fund have bought. For example, most of the funds raised by equity funds buy stocks, and the prices of these stocks will fluctuate on trading days. This fluctuation will lead to changes in the total assets of the fund and the net value of the fund.
When buying a fund, you generally need to know when it will calculate its share according to its net value. For example, if a user buys a fund before the trading day 15, the share will be calculated according to the net value of the fund on the trading day; If it is bought after 15, the share will be calculated according to the net value of the next fund trading day, so investment funds should pay attention to this time node.
When investing in funds, it is best to adopt the method of fixed investment, that is, buy a certain number of funds every month or week. These funds can effectively reduce the holding cost by buying for a long time, and then get good returns after the net value rises. It should be noted that there may be losses in the fixed investment of the fund.
Users should have fund knowledge when investing in funds, such as understanding the classification of funds and the risks faced by different types of funds after investment. It is best to use personal spare money for investment funds to avoid redemption with urgent money after investment.