Kaiyuan Provident Fund Can I use provident fund loans to buy a house in Kunming?

Housing provident fund loans can be used to buy houses in other places, but it should be noted that only cities that support provident fund housing loans in other places can apply for housing provident fund loans in other places. Not all areas support housing provident fund loans in other places.

Generally, the provident fund deposit place will stipulate that the depositor can use provident fund loans to buy a house in the city where his household registration is located, the provincial capital city where his household registration is located, or a city within the specified range.

How to repay the Yunnan Provident Fund Loan 1. The borrower should repay the principal and interest of the loan according to the repayment method and repayment plan stipulated in the loan contract.

If the borrower fails to repay the principal and interest of the loan in full for three consecutive months or a cumulative six months (or more), the Management Center may declare the loan to be due.

2. If a borrower's loan is overdue for three consecutive months or six months in total (and more), the management center may request the deposit center to assist in effectively controlling the housing provident fund accounts of the borrower and borrower-related parties, and in accordance with the loan contract.

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Why can’t Yunnan Xiangyun use provident fund loans from other provinces?

Xiangyun County is a county under the jurisdiction of Dali Bai Autonomous Prefecture in Yunnan Province.

Xiangyun, Dali, Yunnan, can use provident fund loans from other provinces to buy a house. Because there are no housing purchase restrictions, he can also take out loans to buy a house in other places.

The housing provident fund is a long-term housing savings fund specially used to solve the housing problem of urban employees.

That’s all for the introduction of Yunnan Provident Fund’s off-site loans.