Medical fund refers to the funds earmarked for basic medical insurance for employees raised by medical insurance agencies from units and individuals in accordance with the relevant provisions of the state to ensure basic medical insurance for employees. Employers and employees pay basic medical insurance premiums in a fixed proportion. The basic medical insurance fund includes social pooling fund and individual account. Medical insurance belongs to the business scope of labor security.
All the basic medical insurance premiums paid by the insured individuals are transferred to individual accounts; The basic medical insurance premium paid by the insured unit, except for the part credited to the personal account, is all used as a unified fund, which is managed and used by the medical insurance agency. Personal accounts are mainly used to pay for outpatient service and drug purchase, and pooling funds are mainly used to pay for hospitalization medical expenses of insured persons, outpatient specific items and some chronic diseases and family beds. The medical assistance fund for serious illness is mainly used to pay the hospitalization expenses above the maximum payment limit of the basic medical insurance fund for the insured.
18, China accelerates the reform of drug evaluation, encourages innovative drugs that are urgently needed in clinic and have significantly improved efficacy, gives priority to drug evaluation, and shortens the average evaluation period to 60 days; The new medical insurance catalogue has added 339 kinds of drugs, including very expensive cancer drugs, which provides profit margins for pharmaceutical companies; Anti-tumor drugs have a series of policies such as tax exemption. The problems faced by the pharmaceutical industry are gradually being alleviated. We can expect the industry to release more production capacity.
Medical devices-medical devices refer to instruments, appliances, equipment, materials and other similar or related articles, in-vitro diagnostic reagents and calibrators directly or indirectly used in human body, including required computer software.
Utility is mainly obtained through physics, not pharmacology, immunology or metabolism, or these methods all involve but only provide auxiliary functions.
The purpose is to diagnose, prevent, monitor, treat or alleviate diseases; Support or sustain life; Diagnosis, monitoring, treatment, mitigation or functional compensation of injury; Pregnancy control; Examination, substitution, adjustment or support of physiological structure or process; By examining human samples, information can be provided for medical or diagnostic purposes.