Legal analysis: female employees who participate in medical insurance can be reimbursed for giving birth to a child, and female employees who give birth to a third child can also be reimbursed. Maternity insurance shall be applied by the employer to the social insurance agency within 18 months after delivery or operation. If qualified, you can enjoy medical insurance reimbursement. If you have a birth permit, you also have maternity insurance for three children. Because as long as they are in line with family planning, they can enjoy maternity insurance. Maternity insurance benefits include maternity medical expenses and maternity allowance. Maternity medical expenses include maternity medical expenses and family planning medical expenses. The social security of the third child cannot be reimbursed. However, maternity insurance for employees can be reimbursed. The application methods of maternity insurance for employees are as follows:

1, application materials:

(1) social insurance registration form;

(2) to participate in the basic pension, work injury, maternity insurance personnel increase or decrease table;

(3) Summary of basic pension, work injury and maternity insurance declaration for enterprise employees.

2. Procedure:

(1) The employer shall report to the business hall of the social labor insurance department with the application materials;

(2) The staff accepts the application materials, seals them after approval, and returns the summary table 1 copy and the increase and decrease table 1 copy;

(3) The employer shall pay the fee to the local tax department in the following month.

Legal basis: Article 28 of the Social Insurance Law of People's Republic of China (PRC) conforms to the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency and rescue medical expenses, and shall be paid from the basic medical insurance fund in accordance with state regulations. Article 30 stipulates that the following medical expenses are not included in the payment scope of the basic medical insurance fund: 1, and should be paid from the industrial injury insurance fund; 2, should be borne by a third person; 3, should be borne by public health; 4. Go abroad for medical treatment. Medical expenses that should be borne by a third party according to law. If the third party is unable to pay or cannot determine the third party, the basic medical insurance fund will pay in advance. After the basic medical insurance fund pays in advance, it has the right to recover from the third party.