1. Preparation before buying a fund
Although the fund is a low-threshold investment product suitable for ordinary investors, you still need to make some preparations before stepping into the arms of the fund.
Mainly includes:
Psychologically, we should realize that equity funds are not investment products with capital preservation. In fact, there are almost no investment products with guaranteed capital, and equity funds will also lose money.
In terms of funds, it is necessary to plan the funds for investment funds, which can only be idle money and money that will not be used in the short term.
As expected, fund investment is a long-term thing. Give a reasonable expectation. This won't make you rich overnight, but fighting inflation can still be easily achieved.
Basic knowledge, understanding the risk-return characteristics of different types of funds, building investment portfolios, optimizing strategies, etc.
Risk matching, how much money you have and how much risk you can bear. After a general evaluation, choose a fund type that matches your actual situation.
2. Understand two ways of fund investment.
After making a general preparation before investing, you can start investing in funds. You don't need to know everything to start buying funds.
There are two main ways to buy funds:
One-time purchase requires certain timing ability, so choose to buy at the right market point.
Fixed investment, you don't need to choose time, you can start fixed investment at any time.
Obviously, for most investors, fixed investment is the most suitable fund investment method.
It is suggested that novice friends must start with the fixed investment of the fund, and then try timing operations after they are familiar with it, such as adding positions and lightening positions, and buying in a single transaction.
3. Is the fixed investment of the fund daily, weekly or monthly?
No matter which frequency you choose, it makes no difference.
We have calculated that too many funds start to make fixed investments at different times, and the data is very average, with a difference of less than 5%, and there is no obvious law.
It can be said that no matter which day you choose to start fixed investment, whether it is daily investment, weekly investment or monthly investment, there is almost no difference in long-term income.
4. Matters needing attention in the process of fund investment.
Fund investment is called lazy investment, but lazy people certainly can't make money.
In the process of fund investment, we should also do three things well:
The first thing is to pay attention to our fund regularly, such as looking at our fund every other month, its scale, whether there is a new fund manager, its recent performance and so on.
The second thing is to keep learning. We don't have to wait until everything is clear before we start fund investment, but we must constantly understand the relevant knowledge of fund investment during the investment process.
The third thing, do a good job of taking profit, set goals, and stop profit when you reach the goal.
Can do the above four aspects, novice friends can basically boldly invest in the arms of fund investment!