2. Employers and employees participate in supplementary medical insurance for serious illness on the basis of participating in basic medical insurance. Supplementary medical insurance for serious illness will solve the medical expenses above the maximum payment limit of the basic medical insurance pooling fund.
The employing unit shall pay the supplementary medical insurance premium for serious illness according to the total number of employees and retirees. The required expenses shall be shared by the units and individuals. Supplementary medical insurance for serious illness is a special medical insurance fund established to ensure the medical needs of urban workers for major diseases. It is used to pay the medical expenses (excluding out-of-pocket expenses) that the insured who participated in the basic medical insurance for urban workers in the year exceeded the maximum payment limit of the basic medical insurance (40,000 yuan).
3. The expenses shall be borne by the employer and the individual in half; The individual contribution can be deducted by half from the employee's salary.