1. The borrower is 25 to 55 years old (the quality customer base is relaxed to 60 years old).

2. If the local provident fund is continuously deposited for more than 1 year and the amount of bilateral remittance reaches 500 yuan, the quality customer base can be relaxed to 6 months (subject to the system approval result).

3. Stable income, good credit and no record of bad behavior.

4. Other conditions required by Chouzhou Bank.