Some novices know little about funds when they buy them, so they will search for fund knowledge online to learn. So is the pure debt fund risky? What if the pure debt fund has been falling recently? What if the pure debt fund has been falling recently? I hope you like it.

Is pure debt fund risky?

Pure debt funds are not very risky. At present, the risk of money fund is the smallest, followed by pure debt fund. Pure debt-based funds mainly invest in bonds. Although the risk is not great, when the market is bad, it will also lose money to the principal.

Some pure debt funds will fall for a week when the market is bad, and the decline will be bigger than usual. The decline of pure debt funds is related to the relationship between market supply and demand. If there is a shortage of funds, there is a possibility of decline

In addition, pure debt funds have credit risk. If the issuer can't pay the interest on time and return the principal on time, it may cause the risk of bond funds falling and losses. Therefore, pure debt funds are not guaranteed, so be cautious when investing.

What if the pure debt fund has been falling recently?

When the pure debt fund has been falling, it is necessary to analyze the reasons for the decline. If it is because of the fund itself, the fund market is poor and there is a problem with the investment direction, then the general suggestion is to stop the loss in time.

And if most of the pure debt-based funds are falling, but the market is not good, but it is not the problem of the fund, and it has fallen for a long time, and there are signs of rebound. Investors are more optimistic about this fund and feel that there is room for growth. They can buy when the fund falls, so that they can buy more shares at a lower price. Waiting for the fund to rise will speed up the pace of withdrawing funds.

Then, if you don't have the ability to take risks, the pure debt fund doesn't rebound, investors are not optimistic about this fund, the decline time is not long enough, and there is the possibility of subsequent decline, then it is better to redeem it and wait for the right time to enter the market and earn it back.

At present, only bank time deposits are guaranteed capital and interest. If you can't afford the risk and just want to protect your capital, you can deposit it in the bank, but at present, the interest rate of bank time deposits is not high and the liquidity is not good. Generally speaking, they are limited.

How to increase stock positions and dilute costs

First, the pyramid position management method. Investors continue to be optimistic about a stock and start buying a lot of money. In the process of stock rising, they gradually buy, and the proportion of buying gradually becomes smaller. In addition, investors continue to be optimistic about a stock, and gradually increase their positions when the stock price falls to reduce costs. The proportion of each increase is fixed.

Second, the funnel position management method. Investors continue to be bullish on a stock. When the stock price falls, the market will gradually increase its positions to reduce costs, and the proportion of each increase will become larger and larger. It should be noted that no matter which way investors increase their positions, they need to comprehensively consider their investment preferences and the amount of funds.