To determine whether it is illegal fund-raising, it depends on whether the act of absorbing funds from the public (including units and individuals) meets the following four conditions at the same time. Unless otherwise provided by the Criminal Law, it shall be deemed as Article 170 of the Criminal Law.

"Illegal absorption of public deposits or disguised absorption of public deposits" as stipulated in Article 6: (1) Absorbing funds without the legal approval of relevant departments or using the form of legal operations; (2) Through the media, promotion meetings, leaflets, mobile phone text messages, etc.

Publicity to the public; (3) Commitment to repay principal and interest or provide returns within a certain period of time in the form of currency, physical objects, equity, etc.; (4) Absorbing funds from the public, that is, unspecified objects in society.