These returns are all variable returns, and the interest rate will change with the change of the market, but it is likely to stabilize at an annualized income of around 4%. The income is about 10000x4%=400 yuan.

The annualized rate of return is the return of investment (commonly used by money funds) within a period of time (such as 7 days). Assuming that the year was at this level, the annual rate of return was converted. Because annualized rate of return is variable, annualized rate of return is not necessarily the same as annualized rate of return.

Extended data:

Under different income carry-over methods, the calculation formula of seven-day annualized rate of return should also be different. There are two ways to carry forward the income of money market funds. One is to pay dividends on a daily basis and carry them forward on a monthly basis, which is equivalent to daily simple interest and monthly compound interest; The other is a daily dividend, which is carried forward on a daily basis, which is equivalent to daily compound interest.

The formula for simple interest is (∑ ri/7) × 365/1000×100%, and the formula for compound interest is: (∏ (1+ri/10000)-/kloc-0.

Baidu encyclopedia-annualized rate of return