the money in the medical insurance card can't be withdrawn directly.

I. Functions and uses of the medical insurance card

The medical insurance card is an important part of the medical insurance system, aiming at ensuring the basic medical needs of the insured. Through the medical insurance card, the insured can enjoy convenient services such as reimbursement and settlement of medical expenses. The funds of medical insurance card mainly come from the contributions of individuals and units, as well as financial subsidies from the government.

ii. regulations on the management and use of medical insurance card funds

according to the relevant national and local regulations, the funds in the medical insurance card must be earmarked for the medical expenses of the insured. Therefore, under normal circumstances, the funds in the medical insurance card cannot be directly withdrawn. If the insured needs to withdraw cash, it needs to meet certain conditions and procedures. For example, in some areas, eligible insured can apply to transfer part of the funds in the medical insurance card to a personal bank account, but this usually needs to meet certain medical expenditure conditions and be reviewed and approved by relevant departments.

iii. Consequences of illegal use of medical insurance card

It should be noted that illegal use of medical insurance card is illegal. For example, fictitious medical expenses and fraudulent use of other people's medical insurance cards will not only lead to personal credit damage, but also face legal responsibility. Therefore, when using the medical insurance card, the insured should abide by the relevant regulations, be honest and trustworthy, and ensure the safe and rational use of medical insurance funds.

To sum up:

The money in the medical insurance card can't be withdrawn directly, because the medical insurance funds are earmarked. Insured persons shall abide by relevant regulations and use medical insurance funds rationally to ensure that personal medical needs are met. At the same time, the relevant departments will deal with the illegal use of medical insurance cards according to law.

Legal basis:

Article 28 of the Social Insurance Law of the People's Republic of China

stipulates:

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency and rescue shall be paid from the basic medical insurance fund in accordance with state regulations.

Article 88 of the Social Insurance Law of the People's Republic of China

stipulates:

If social insurance benefits are defrauded by fraud, forgery of certification materials or other means, the social insurance administrative department shall order the social insurance benefits defrauded to be returned and impose a fine of more than two times but less than five times the amount defrauded.