1. What is a QDII fund?
QDII fund: QDII fund refers to a way for domestic institutions to invest in stocks and some related financial products abroad. Institutions buy overseas targets and then issue funds in combination. The risk is relatively high and the return is relatively high. Investors must pay attention to their risks when buying.
2. What are the classifications of 2.QDII funds?
According to the investment target, it can be divided into stock QDII, mixed QDII, bond QDII and other types of QDII products. It is worth noting that other types of QDII funds mainly invest in major international commodities such as gold, crude oil and precious metals, and a small number of products involve overseas real estate trust investment.
3. What are the characteristics of 3.QDII funds?
For investors, QDII is different from other funds, which has exchange rate risk and exchange rate advantage. The change of exchange rate will affect the asset value, management fee and custody fee of the fund, and invest in overseas markets, which will amplify the risks and expected returns.
4. How to choose a good fund manager for 4.QDII funds?
When selecting, you can look at the working years of the fund manager, and it is better to have more than four years of experience. You can look at the past performance of the fund manager and the rate of return of the fund manager. It is best to choose a fund manager with rich overseas investment experience and excellent historical performance.
5. What are the precautions for purchasing QDII funds?
The subscription and redemption time of QDII funds is much longer than that of ordinary fund products. The subscription confirmation date is generally T+2 days, and the redemption time may take more than 5 working days. Therefore, investors should not use emergency funds when purchasing, because the arrival time is relatively slow, and it is not necessarily convenient to withdraw money when they are in urgent need.
Investment believes that we should focus on the long-term and avoid excessive pursuit of short-term returns. You can consider holding funds for a long time. If you are optimistic about the fund, you can seize the opportunity to invest in the form of fixed investment of the fund to achieve high returns.
6. Is the 6.QDII fund threshold high?
QDII fund threshold is not high, but relatively low. Take Alipay as an example: 10 yuan can buy it, but it is worth noting that if the amount is too small, investors will not make any money. Suppose 10 yuan's QDII fund doubles every year and the yield is 100%, then you can only earn 65438+.
And if the capital is 10000 yuan and doubles every year, then the income is 10000 yuan. This contrast is also great, but this does not mean that people should buy more, but the amount of funds is also very important, but they should also buy according to their own affordability. If they can't afford high risks, it is generally not recommended to buy high-risk fund types.