What kind of fund is more profitable to buy?
Money funds and bond funds are low-risk fund products, that is, compared with other fund varieties, although the expected returns may not be so high, they are relatively stable, and the possibility of losses is relatively small, which are basically positive returns.
Both hybrid funds and equity funds are highly volatile funds, so their investment risks are far greater than those of monetary funds and bond funds, but their expected returns can also be higher, that is, if investors buy funds with the same funds, hybrid funds and equity funds can get greater returns and may suffer greater losses.
No matter what wealth management products, risks and benefits are directly proportional. Therefore, generally speaking, if you want to buy a fund with relatively high returns, you must bear certain investment risks. It is suggested that investors should not only pay attention to their income, but also pay attention to their risks.
How does the fund calculate the income?
Fund income = (current net fund value-net fund value at the time of purchase) * fund share handling fee.
For example:
Assuming that an investor's net value when purchasing a fund is 1.45, the current net value of the fund is 1.56, and the fund shares held are 1 .000, without calculating the income, it can be calculated that the investor can obtain the following income: (1.56-/kloc.
What investors need to be reminded here is that the income of the fund does not need to be calculated manually. Investors can check the holding income and accumulated income through the fund trading software. If investors still hold some funds, the holding income and accumulated income need to be deducted from the handling fee incurred when redeeming these funds.