1. For the first time purchase, you need to go to any branch of the Bank (China) for risk assessment, or purchase the fund through mobile banking and conduct the first risk assessment (if it has been assessed at the counter, it is not necessary to re-evaluate);

2. First of all, you need to open a wealth management account and set the password of the wealth management account, that is, the transaction password of your trading fund through China Merchants Bank;

3. Need to open the fund account number of the corresponding registration structure of the fund;

4. After completing the above three steps, you can entrust the purchase of funds through the counters of China Merchants Bank, online banking, mobile banking (including ipad banking), telephone banking and other channels.

Take the online banking popular edition purchase process as an example: please go to the home page of China Merchants Bank, click on the personal banking popular edition on the right, enter the card number and inquiry password to log in, click on the horizontal menu Investment Management-Fund (Yinjitong)-Open-end Fund-Fund Home Page, and then click on the fund products to see the list of funds that China Merchants Bank sells on a commission basis, and click Buy in front of the funds that need to be purchased. (You can select "Monetary Fund" in "Fund Type" to search. )

Fund redemption, that is, selling position funds. Exchange channels: counter, online banking, mobile banking (including ipad banking) and telephone banking (including manual and automatic voice). Tips: ① If it is submitted before trading day 15: 00, it will be entrusted on the same day; If it is submitted after trading day 15: 00, it will be deemed as the entrustment of the next working day; 2. Redemption on the specified redemption date means that it can only be redeemed on the specified date, such as Huaan Yueyuexin and ICBC 14-day wealth management; (3) Individual redemption refers to the same fund, which can be redeemed multiple times, as long as the retained amount is greater than the minimum subscription amount. For example, if the money fund is partially redeemed, the redemption proceeds will be increased to share in the next income distribution. If it is redeemed in full, the principal and income will be paid together. (4) If you still apply for smart fixed investment and don't want to invest in the Fund in the future, please suspend/cancel the fixed investment plan of the Fund at the same time, otherwise the normal deduction will still be made; ⑤ In case of any change, the latest announcement of the fund company shall prevail.