Compared with the traditional creditor's rights investment methods such as loans, an important difference of industrial investment fund investment is that the fund investment is equity, and the focus is not on the current profit and loss of the investment object, but on their development prospects and asset appreciation, so as to obtain a high return on capital gains through listing or sale. The specific manifestations are as follows:

First, the investment targets are different. Industrial investment funds mainly invest in emerging enterprises with great growth potential, among which small and medium-sized enterprises are the focus of their investment. The creditor's rights investment is mainly based on mature enterprises with stable cash flow.

second, the focus of qualification examination of target enterprises is different. The development potential is the focus of industrial investment funds, and management, technological innovation and market prospects are the key factors. The creditor's rights investment focuses on financial analysis and material guarantee, in which the ability of enterprises to repay without compensation is the key to decide whether to invest.

thirdly, the investment management methods are different. After investing in the target enterprise, the industrial fund should participate in the management and major decision-making of the enterprise. However, the creditor's rights investors only have a reference and consultation role in enterprise management, and generally do not intervene in decision-making.

fourth, the return on investment is different. Industrial investment is an investment model in which risks are borne and profits are enjoyed. If the invested enterprise is successful, it can get high returns, otherwise it may face losses, which is a typical high-risk and high-yield investment. However, the creditor's rights investment will recover the principal and interest according to the loan contract on the maturity date, and the risks and return on investment will be much lower than those of industrial funds.

fifth, the market focus is different. Industrial investment funds focus on the potential market in the future, and its future development is difficult to predict. Debt investment is aimed at the existing mature markets that are easy to predict.